Financial advice for expats and residents in Australia

Set a Clear Path for Your Financial Future in Australia

Understanding how to manage your money and having a clear plan in place is essential for creating the life you want. But knowing where to begin can be overwhelming, especially if you’ve recently relocated or are navigating the complexities of cross-border finances.

That’s where expert guidance makes all the difference.

At bdhSterling, our team in Australia helps individuals, families, and expats turn aspirations into achievable plans. Whether you’re an Australian resident or have moved from overseas, we understand the unique financial challenges that come with international transitions – from managing UK pensions and overseas investments to understanding Australian tax and superannuation considerations.

With deep knowledge of both the Australian market and global financial systems, we’ll help you explore your options and build a bespoke strategy that fits your life and goals.

Whether you’re planning for retirement, investing for the future, or navigating a move between countries, we’re here in Australia to guide you every step of the way.

Here’s how our Australia team can help…

Financial advice for expats in Australia

Our service is genuinely client-focused. Your goals, lifestyle, and long-term vision sit at the centre of the financial plan we create for you. Whether you’re an expat or a long-term Australian resident, our Australian-based planners can help you understand whether your current resources are enough to support your future ambitions.

Retirement planning in Australia

If you’re starting to think about your retirement, you may be wondering how much you’ll need to retire comfortably, especially if you have pensions overseas. Our Australian team will work with you to ensure you can retire when you want and maintain your preferred lifestyle when you do.

We offer specialist advice for expats, including UK pension transfers and QROPS considerations, superannuation strategies, and tax-efficient retirement planning. Whether you’re retiring in Australia or abroad, we’ll help you understand your options and forecast your future with clarity and confidence.

You may also want to leave a legacy to your family, and we can help you structure your retirement assets to maximise what is passed to the next generation in a tax-efficient manner.

Investment options in Australia

We offer an array of investment options depending on your circumstances, always ensuring your money is in safe hands

Through our Australian investment committee, we’ll help you find the options and portfolios to suit your needs and risk appetite. You can keep track of your investments with online access, and our dedicated client services team is always on hand to assist you.

Ongoing service

It’s important that we’re set up to provide you with an ongoing service, so we can continue to meet your needs as they progress and evolve.

We’ll typically meet with you at least once a year to review your situation and make any necessary changes to your plan. For expats, this includes monitoring changes in UK and Australian tax laws, residency status, and international regulations that may affect your financial strategy.

Melbourne office

enquiries@bdhsterling.com

+61 1300 365 291

Address

23/500 Collins St,
Melbourne
VIC 3000
Australia

Perth office

enquiries@bdhsterling.com

+61 8 6180 2555

Address

28 The Esplanade
Perth
WA, 6000
Australia

Sydney office

enquiries@bdhsterling.com

+61 1300 234 369

Address

Level 17, Angel Place,
123 Pitt St, Sydney,
NSW, 2000,
Australia

    
 
 
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   Simon 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve been using BDHSterling for several years now, including throughout my move from the UK to Australia. Their advice and support have been invaluable in helping me navigate the ever-changing rules, regulations and interpretations of both HMRC and the ATO, while developing a financial plan tailored to my personal circumstances. The team has handled some particularly complex cross-border financial matters professionally, efficiently and with genuine engagement. They take the time to understand the situation, explain the options clearly, and provide practical, well-considered advice. The service has been first class throughout. International financial planning is never really “finished”, and as my circumstances continue to evolve, I’ll continue to rely on BDHSterling. I wouldn’t hesitate to recommend them.
  
 
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   Ian McDonald 
 
 
 
 Trustindex verifies that the original source of the review is Google. I like all of the above. I hhave was introduced to bdhSterling by being a long term (in the order of 20 years) client of Oakbridge and Russel and John Harrower, During all of this time i have referred several of my friends to the Harrower's business. I believe they have always looked after ny interests.
  
 
      Posted on Google  
   
   Ben McAvoy 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very professional service, approached our situation with the care and nuance it required. Very happy with our financial plan
  
 
      Posted on Google  
   
   Carlton Smith 
 
 
 
 Trustindex verifies that the original source of the review is Google. BDH Sterling provided exceptional financial advice throughout the process of transferring my UK pension to Australia. Their team was knowledgeable, transparent, and incredibly thorough in explaining each step, ensuring I understood my options and the implications. I’m very grateful for their expertise and highly recommend them to anyone navigating UK–Australia pension matters.
  
 
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   Judith Voyce 
 
 
 
 Trustindex verifies that the original source of the review is Google. BDH have managed the transfer of our assets from the UK in a professional and tax efficient manner. Daniel is very thorough regarding our plans for the future and we are satisfied with the service provided.
  
 
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   Christopher West 
 
 
 
 Trustindex verifies that the original source of the review is Google. We continue to be very pleased with the service, provided by bdh Sterling. It has been very helpful to us, in planning and guiding us through our current and future financial needs! Thank you!
  
 
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   Brian Whitehead 
 
 
 
 Trustindex verifies that the original source of the review is Google. I trusted BDH Sterling to organise the transfer of my UK pension to a super fund in Australia. Organisation & contact was excellent & John Vailes, my advisor, took care of everything. More recently, John has overseen the transfer of my funds to my nominated super fund & this is completing with a minimum of fuss. I would have no hesitation in recommending BDH Sterling in the future.