Guides
We realise there may be times when you'd prefer to find out more information before getting in touch. For this reason, we've produced some helpful guides on various areas of financial planning.
Guide: 7 allowances you might want to use before the end of the 2023/24 tax year
This guide explores some of the allowances that could help your money go further. You might discover you could reduce your Income Tax liability by using the Marriage Allowance or find a tax-efficient way to save for your long-term goals by using an ISA or pension.
10 top tips to help Australians retire successfully in the UK
Everyone wants something different for their retirement. Perhaps you’re dreaming of long holidays in far-flung places, spending time with your family, or taking up a new hobby?
10 top tips to help Brits retire successfully in Australia
With its welcoming climate, outdoor lifestyle, and lack of a language barrier, Australia has long been a popular destination for Brits looking to work, and then ultimately retire, overseas. So much so that there are currently more than a million expat Brits living in Australia – nearly a quarter of whom are claiming their State Pension there. (Sources – ExpatNetwork. com and Unbiased.co.uk)
The top 10 financial planning tips if you’re moving to Australia
Moving countries and becoming an expat is a significant transition. Often the logistics are so time- consuming that consideration of personal finances becomes secondary to finding a job, somewhere to live, and ensuring your family are comfortable. This is unfortunate because, managed carefully, it can often be financially very beneficial. On the flip side, it is easy to make expensive mistakes.
12 things you must think about before transferring your Final Salary pension
As a member of a Final Salary scheme, the income you receive in retirement is based on your salary before tax and the length of time with the employer.
A Guide to Comparing Defined Benefit and Defined Contribution Pensions
This Guide to the Comparison of Defined Benefit and Defined Contribution Pension schemes is intended for anyone who has a UK pension scheme and is wondering exactly what pensions they have and whether they are in the right schemes for them.
A Guide to Defined Benefit Pension Transfers
This Guide to Defined Benefit (DB) Pension Transfers is intended for someone who is a member of one or more Defined Benefit Pension schemes and is considering a transfer from their scheme to another arrangement. This guide should provide some useful background information to help decide if the transfer is suitable for them.
A Guide to Paying for Care
This Guide to Paying for Care is intended for anyone who is in care or about to enter care, or for those acting on behalf of someone who is. It can be a daunting and emotional time and so having access to the right information and advice is extremely helpful.
A Guide to Financial Planning for Retirement
This Guide to Financial Planning for Retirement is intended for anyone who is approaching retirement or thinking about how they will fund retirement in the future. It is never too early to start preparing and speaking to a Financial Planner can set you along the right path.
A Guide to Financial Planning during a Relationship Breakdown
This Guide to Financial Planning during a Relationship Breakdown is designed for anyone who is in the process of getting divorced, separating or going through a relationship breakdown, or if you are assisting somebody who is. The breakdown of a relationship is likely to be a stressful and emotional time. It also involves some big decisions that can affect your future and obtaining the right information and advice is extremely helpful.
UK Pension Transfer Pack Australia
bdhSterling is a specialist provider of cross border financial advice and investment solutions. Our unique ability to integrate licensed UK and Australian advisers, allows us to provide both FCA regulated advice and ASIC regulated advice.
UK Pension Transfer Pack New Zealand
Our licensed UK advisers are UK Pension Transfer Specialists and are recognised as leaders in their field.
