Guides

We realise there may be times when you'd prefer to find out more information before getting in touch. For this reason, we've produced some helpful guides on various areas of financial planning.

10 top tips to help Brits retire successfully in Australia

With its welcoming climate, outdoor lifestyle, and lack of a language barrier, Australia has long been a popular destination for Brits looking to work, and then ultimately retire, overseas. So much so that there are currently more than a million expat Brits living in Australia – nearly a quarter of whom are claiming their State Pension there. (Sources – ExpatNetwork. com and Unbiased.co.uk)

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The top 10 financial planning tips if you’re moving to Australia

Moving countries and becoming an expat is a significant transition. Often the logistics are so time- consuming that consideration of personal finances becomes secondary to finding a job, somewhere to live, and ensuring your family are comfortable. This is unfortunate because, managed carefully, it can often be financially very beneficial. On the flip side, it is easy to make expensive mistakes.

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12 things you must think about before transferring your Final Salary pension

As a member of a Final Salary scheme, the income you receive in retirement is based on your salary before tax and the length of time with the employer.

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A Guide to Comparing Defined Benefit and Defined Contribution Pensions

This Guide to the Comparison of Defined Benefit and Defined Contribution Pension schemes is intended for anyone who has a UK pension scheme and is wondering exactly what pensions they have and whether they are in the right schemes for them.

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A Guide to Defined Benefit Pension Transfers

This Guide to Defined Benefit (DB) Pension Transfers is intended for someone who is a member of one or more Defined Benefit Pension schemes and is considering a transfer from their scheme to another arrangement. This guide should provide some useful background information to help decide if the transfer is suitable for them.

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A Guide to Paying for Care

This Guide to Paying for Care is intended for anyone who is in care or about to enter care, or for those acting on behalf of someone who is. It can be a daunting and emotional time and so having access to the right information and advice is extremely helpful.

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A Guide to Financial Planning for Retirement

This Guide to Financial Planning for Retirement is intended for anyone who is approaching retirement or thinking about how they will fund retirement in the future. It is never too early to start preparing and speaking to a Financial Planner can set you along the right path.

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A Guide to Financial Planning during a Relationship Breakdown

This Guide to Financial Planning during a Relationship Breakdown is designed for anyone who is in the process of getting divorced, separating or going through a relationship breakdown, or if you are assisting somebody who is. The breakdown of a relationship is likely to be a stressful and emotional time. It also involves some big decisions that can affect your future and obtaining the right information and advice is extremely helpful.

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UK Pension Transfer Pack Australia

bdhSterling is a specialist provider of cross border financial advice and investment solutions. Our unique ability to integrate licensed UK and Australian advisers, allows us to provide both FCA regulated advice and ASIC regulated advice.

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UK Pension Transfer Pack New Zealand

Our licensed UK advisers are UK Pension Transfer Specialists and are recognised as leaders in their field.

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UK Pension Transfer Pack USA

Our licensed UK advisers are UK Pension Transfer Specialists and are recognised as leaders in their field.

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