Financial advice in London

Set a Clear Path for Your Financial Future in London

When it comes to planning for the future, we believe a solid financial plan is the key. Whether you’re thinking about your retirement plan, planning a big move overseas, or navigating life’s major milestones, it’s important to know your money will support the lifestyle you want.

At bdhSterling, our London-based advisers specialise in financial planning for UK and Australian expats – helping you make smart decisions across borders.

Help for expats living in the UK

Our UK headquarters, located in Epsom just outside London, is home to a dedicated team with specialist expertise in UK–Australia cross-border financial planning. We work with clients living in the UK, moving between the UK and Australia, or managing assets between both countries.

Whatever stage of life you’re in, and whatever your goals, we’re here to guide you.

Here’s how our London team can help…

Lifestyle Financial Planning in London

Real financial planning is about helping you live the life you want. Many of our clients want clarity around retirement – from maintaining their lifestyle, to travelling, to pursuing personal goals. Many also want a better understanding of the financial implications of retiring in the UK v’s Australia and how best to access their pensions or superannuation held in another country.

Using advanced cashflow modelling, we’ll map out your desired path in life and build a personalised cross-border financial strategy aligned with your goals.

Investment Advice in London for Expats

Managing investments across borders can be complex, especially if you’re living abroad, planning a move, or holding assets in multiple countries. That’s where our London team can help.

We support:

Australian expats living in the UK
UK professionals planning a move to Australia
Returning expats with pensions or assets overseas
Internationally mobile clients with multi-country interests

Whether you’re investing in the UK with plans to relocate to Australia, or you’ve returned from Australia with superannuation or assets still overseas, we’ll help you navigate the tax, regulatory, and currency considerations that come with cross-border investing.

Our in-house investment committee will work with you to build a portfolio that suits your risk appetite, residency status, and future plans – giving you confidence that your investments are aligned with your global lifestyle.

Inheritance & Estate Planning in London

If you want to leave a meaningful legacy, it’s essential to plan early – especially when your family or finances span multiple countries. Cross-border estate planning can be complex, with different tax rules, legal structures, and residency considerations. Our advisers can help you ensure your UK and Australian arrangements work seamlessly together.

We’ll advise on how to reduce the tax burden on your estate and ensure you have the right wills, trusts, and Power of Attorney in place. For expats, or those with cross-border ties, we’ll ensure your estate planning aligns with both UK and Australian regulations.

London office

enquiries@bdhsterling.com

+44 1372 724249

Address

Capitol Square
4-6 Church St, Epsom
KT17 4NR
United Kingdom

    
 
 
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   Simon 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve been using BDHSterling for several years now, including throughout my move from the UK to Australia. Their advice and support have been invaluable in helping me navigate the ever-changing rules, regulations and interpretations of both HMRC and the ATO, while developing a financial plan tailored to my personal circumstances. The team has handled some particularly complex cross-border financial matters professionally, efficiently and with genuine engagement. They take the time to understand the situation, explain the options clearly, and provide practical, well-considered advice. The service has been first class throughout. International financial planning is never really “finished”, and as my circumstances continue to evolve, I’ll continue to rely on BDHSterling. I wouldn’t hesitate to recommend them.
  
 
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   Ian McDonald 
 
 
 
 Trustindex verifies that the original source of the review is Google. I like all of the above. I hhave was introduced to bdhSterling by being a long term (in the order of 20 years) client of Oakbridge and Russel and John Harrower, During all of this time i have referred several of my friends to the Harrower's business. I believe they have always looked after ny interests.
  
 
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   Ben McAvoy 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very professional service, approached our situation with the care and nuance it required. Very happy with our financial plan
  
 
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   Carlton Smith 
 
 
 
 Trustindex verifies that the original source of the review is Google. BDH Sterling provided exceptional financial advice throughout the process of transferring my UK pension to Australia. Their team was knowledgeable, transparent, and incredibly thorough in explaining each step, ensuring I understood my options and the implications. I’m very grateful for their expertise and highly recommend them to anyone navigating UK–Australia pension matters.
  
 
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   Judith Voyce 
 
 
 
 Trustindex verifies that the original source of the review is Google. BDH have managed the transfer of our assets from the UK in a professional and tax efficient manner. Daniel is very thorough regarding our plans for the future and we are satisfied with the service provided.
  
 
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   Christopher West 
 
 
 
 Trustindex verifies that the original source of the review is Google. We continue to be very pleased with the service, provided by bdh Sterling. It has been very helpful to us, in planning and guiding us through our current and future financial needs! Thank you!
  
 
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   Brian Whitehead 
 
 
 
 Trustindex verifies that the original source of the review is Google. I trusted BDH Sterling to organise the transfer of my UK pension to a super fund in Australia. Organisation & contact was excellent & John Vailes, my advisor, took care of everything. More recently, John has overseen the transfer of my funds to my nominated super fund & this is completing with a minimum of fuss. I would have no hesitation in recommending BDH Sterling in the future.