Josh Scott

Financial Planner (UK)

At work

Josh is a Chartered Financial Planner (UK) with advanced qualifications based in our Melbourne office. He specialises in helping clients transfer their UK pensions to Australia, conducting annual review meetings, and providing ongoing advice to our overseas clients whilst their funds remain in the UK. He is currently undertaking his Australian Financial Planning exams to become dual-qualified in both Australia and the UK.

Having recently made the move from London to Melbourne, Josh brings first-hand insight into the emigration process, making him well-equipped to understand the needs of clients making a similar international transition.

Before joining bdhSterling, Josh worked as a Financial Planner at Mazars in the UK, where he honed his expertise in holistic financial advice. His experience spans cash flow analysis, retirement and investment planning and protection strategies.

Originally from the south coast of England, Josh loves spending time on the beach – something he plans to do more of now he’s living in Melbourne! He’s also an avid sports fan, particularly of football, cricket and golf, and he completed the 2025 London Marathon.

Google Reviews
Tim Phillips
Although I have a financial services background, transferring pension assets from the UK to Australia is specialist work, and needs doing 100% right first time.The BDH guys over-delivered with a lot of knowledge, experience and professionalism, which in turn gave me the peace of mind I needed throughout this process.I have absolutely no hesitation in recommending them. BDH exceeded my own high expectations.
Jojo Baxas
They were so responsive and answered all my (sometimes silly) questions. When the pandemic struck and lockdown ensued, they were business as usual and my payment was issued right in the middle of all of that. I have nothing but positives.
Wendy Stone
A service second to none. Friendly, professional and client focused at all times, and more than willing to go the extra mile to ensure customer satisfaction.
Prash Naik
I would highly recommend bdhSterling for high quality and professional advice. They advised me in the UK and Australia and were invaluable.
Shiranth Fernando
For the last three years, I have used bdhSterling to look after my UK pension while waiting to transfer it to Australia. I have found the investment recommendations and advice to be excellent. Communication is effective and financial transactions are undertaken efficiently. Definitely a five-star company.
Bob Crosby
Been with them since 1999 and am yet to find anyone more knowledgeable and helpful. Returns have always been ahead of market averages at a very reasonable price. Fair and open with great staff.

Spotlight questions

What’s your best tip for anyone moving to the UK?

Make sure you travel around the UK and Europe as much as you can, within a few hours you can be somewhere very different!

What’s the best thing about living in the UK?

It is very cliché but you cannot beat an old fashioned English pub, particularly in the winter with a Sunday roast and the football on TV.

What do you miss about living in the UK?

I have recently moved to Australia and I already miss watching the football at a normal time of the day and Marks and Spencer (mainly for the Percy Pigs!).

What gives you the most satisfaction at work?

Seeing clients achieve their lifestyle goals and knowing that we have played a big part in helping them achieve this. Finances are usually one of the most stressful things for individuals, so to be able to help with this is a great feeling.

Important Information about our Financial Planning Team

In the UK the term “Financial Planner” refers to professionals who meet UK regulatory and qualification standards, including FCA requirements. Our UK team members hold appropriate certifications and adhere to local regulations. For easy identification, our UK advisers will have (UK) at the end of their title.

In Australia the titles “Financial Planner” and “Financial Adviser” are legally restricted under the Corporations Act. Only ASIC-registered professionals listed on the Financial Adviser Register may use these titles when providing personal advice. Our Australian team complies fully with these requirements, and their credentials can be verified via the ASIC register.

More of our Melbourne team members

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