Before joining bdhSterling, Stephen worked at Director level for several large organisations in strategy, marketing and commercial finance, which gives him a broad perspective on Financial Planning and investment. He brings to his financial planner role significant experience working with and coaching others to achieve their goals.
As an Australian moving to the UK, he has learnt some harsh financial lessons through lack of awareness of the differences between the two countries. He wants to make sure he can give others the opportunity to receive sound advice and avoid some of the same errors. Stephen also supports our marketing and client experience development.
What’s your best tip for anyone moving to the UK?
Learn the tax rules – they’re very different to Australia and I made some very poor choices out of ignorance when I moved.
What’s the best thing about working for bdhSterling?
My colleagues. All nice people and very capable – leads to great teamwork.
What’s the best thing about living in the UK?
The variety of activities and entertainment, the history and the beautiful country-side – it is hard to beat cycling the roads, paths and bridleways in the UK countryside.
When should someone moving overseas get financial advice?
I would say at least 2 years out to ensure there are a couple of tax years available to make the most tax reliefs in each country.
What’s your best financial tip for anyone moving from the UK to Australia?
Load up your UK pensions to get tax relief with the aim of transferring it to Superannuation and taking it out with little or no tax.
What’s the best financial tip for anyone moving from Australia to the UK?
Learn the tax system differences to make the most of opportunities and avoid expensive mistakes.
More of our London team members
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