Lucinda Gale


At work

Lucinda provides financial analysis and recommendations for international clients to help achieve their financial goals. As an “expat” herself, she has an appreciation for the challenges and complexities of relocating overseas and managing pensions and investments in multiple countries.

Lucinda is a Physical Chemist by training and has a wide history in Research, Logistics, Marketing and Business. After a career break (and relocating to the UK from Australia), she started her journey in the financial services industry.

Google Reviews
Tim Phillips
Although I have a financial services background, transferring pension assets from the UK to Australia is specialist work, and needs doing 100% right first time.The BDH guys over-delivered with a lot of knowledge, experience and professionalism, which in turn gave me the peace of mind I needed throughout this process.I have absolutely no hesitation in recommending them. BDH exceeded my own high expectations.
Jojo Baxas
They were so responsive and answered all my (sometimes silly) questions. When the pandemic struck and lockdown ensued, they were business as usual and my payment was issued right in the middle of all of that. I have nothing but positives.
Wendy Stone
A service second to none. Friendly, professional and client focused at all times, and more than willing to go the extra mile to ensure customer satisfaction.
Prash Naik
I would highly recommend bdhSterling for high quality and professional advice. They advised me in the UK and Australia and were invaluable.
Shiranth Fernando
For the last three years, I have used bdhSterling to look after my UK pension while waiting to transfer it to Australia. I have found the investment recommendations and advice to be excellent. Communication is effective and financial transactions are undertaken efficiently. Definitely a five-star company.
Bob Crosby
Been with them since 1999 and am yet to find anyone more knowledgeable and helpful. Returns have always been ahead of market averages at a very reasonable price. Fair and open with great staff.

Spotlight questions

What’s your best tip for anyone moving to the UK?

Don’t assume the tax rules are similar to Australia – they are very different and making this assumption can cost you thousands of pounds!

What’s the best thing about living in the UK?

The dramatic changes in the seasons and the beautiful countryside.

What do you miss about living in Australia?

The people are more relaxed and casual.

What’s the best thing about working for bdhSterling?

The people are professional yet relaxed and friendly.

What’s your best financial tip for anyone moving from the UK to Australia?

Learn about negative gearing – the government can help you buy an investment property.

What’s the best financial tip for anyone moving from Australia to the UK?

Understand pension tax relief – it can be free money!